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Tuesday, 25 August 2009

Friday, 14 August 2009

Monday, 10 August 2009

  • Not that my opinion really means anything but...

    I am really worried about this "single payer system" that our current administration is trying to push through.

    I don't mind taking care of our country's indigent (I'm not a complete right-wing conservative - in fact, being liberterian, I'm smack in the middle economically, while on the legislative axis, I'm for much less government.)  But for those of us who are happy with our health care - everything from doctors, to hospitals to drugstores to insurance companies - it just looks like the government is jumping inside our personal lives trying to gain total control. (I was going to say jumping into our underwear and shoving a thermometer where the sun don't shine but decided against it since I'm making this a public post.)

    My sister (in Michigan) just dealt with what it will be like if the "state" takes over our healthcare.

    Because she works ~30 hours a week at $8 an hour, she doesn't qualify for medicaid (she's not low enough on the poverty scale, evidently) but she did qualify for some type of "state" aid, where the "state" will pay for 75% of her treatment.  But she has to go where they tell her to go.

    She had excruciating pain in her side.  She wanted to go to the emergency room, but last time she did that, she ended up working for months for practically nothing because her part-time $8/hour wages were garnished (she couldn't pay her hospital bill and still keep a roof over her head.  Damn good thing she had a big sister who came to her rescue).  So she called a number in Michigan that was supposed to be a source of help for those low-income people who didn't have health insurance.  It was a month before she got in to see a doctor.  The doctor wrote a prescription for some tests.  It took her 13 days to get in for the test.  It took her another 15 days to get another appointment with the doctor so she could get her test results (they wouldn't call her with the results and when she tried to call for them, they told her they couldn't give them to her over the phone.)

    Her doctor told her she had pancreatitis and they found "a spot on her lung" and ordered another test, for which she had to wait another 10 days.  That was July 31.  They STILL don't have her results available for her - 11 freaking days later! (My own doctor always has my results available within a week and SHE calls ME with the results.)  All of this started two months ago.  When my father was diagnosed with cancer, he was gone 6 weeks later.  The amount of delay that my sister went through could have had catastrophic effects had she been in a more serious stage of her illness.

    I don't want that kind of health care. I don't mind my some of my taxes going into Medical care for those who can't afford health insurance.  But for those of us who can, or whose employers provide us with low cost options, I think we should still have that choice.  But with this new plan, eventually private insurance is going to be edged out and I will have no choice but let the government decide my health care.

    Next, we're going to have single payer life insurance, single payer homeowners insurance, single payer auto insurance.  Eventually a single-payer employer.  Pretty soon I will be working to support my less fortunate neighbor who has four kids to put through college (while I remain childless).  Won't matter that he has no ambition and still works for a low wage and his wife works for minimum wage.  Won't matter that I worked my ass off and put myself through college so that I could earn a decent, comfortable living (which, BTW, is what has allowed me to help out my less-fortunate siblings.)

    Back to my sister.  She also has osteoporosis and had a complete hysterectomy when she was 30.  Eventually, she will no longer contribute to society.  Will the government decide then that she is no longer eligible for health care?  Will they tell her to "take two aspirin and call me in the... never"?  What about all the years she DID contribute to society?

    And what about ME?  I'm diabetic.  What if I live complication free well into my 80s and then have a mild stroke or something else?  Or what if my kidneys fail?  Will it be determined that because I'm diabetic and 80-something that the "state" doesn't think it's worth the money to allow me to have dialysis?  My mom was a diabetic and had total kidney failure.  Without dialysis she would have died much sooner than she did.

    We're ALL going to die someday.  Should the government decide when? Will an otherwise healthy 40-year-old be given treatment because he still works and pays taxes, while an otherwise healthy 80-year-old be denied treatment because he no longer works and no longer pays taxes?

    I think our current administration wants to have complete, absolute power over our lives.

    "Power tends to corrupt, and absolute power corrupts absolutely."
    -- John Emerich Edward Dalberg Acton, first Baron Acton (1834–1902).

    "From each according to his ability, to each according to his need. "
    -- Karl Marx (German political Philosopher and revolutionary, 1818-1883)

    Do you believe in reincarnation?  Was Karl Marx reincarnated on August 4, 1961?

    And isn't there a web site somewhere that you can report people who disparage anything the government is doing?  Will I get reported?

Saturday, 11 July 2009

  • Um....

    I have not been very faithful to my goal of writing every day in July.  I even submitted this goal to NaBloPoMo.

    I have something I need to write about, but not here (in the open for the whole world to see).

    If you are on my protected list here, I'll have a new protected entry up soon (or maybe now, depending on when you read this LOL)

    If you are not on the list and want to be, drop me a line (you can message either account.)

Monday, 01 June 2009

  • Lessons Learned

    This Month's first Featured Grownups entry is to write about some lesson we learned in our lifetime.  I'll warn you now this is going to be a long entry - but I'll try to make it as short as I can without skimping on important details.

    First, let me say that the lesson I learned was not to let greed lead me, because even if the immediate payoff is great, there may be long-term consequences.

    Of all the things I've done in my lifetime, there is only one time period that I have any regrets.

    I went to work for a music store while living in Florida. We sold Lowrey organs.

    When I got there, I was paid minimum wage plus a 2% commission on my sales. I sold a few "doorbusters" - organs that weren't really much good, had an actual cash value of $1 but that we sold for anywhere from $299 - $999 depending on the size and features.  Eventually, I got out of my probationary period and earned a 25% commission of the amount over cost.

    Sales is a cut-throat business. Especially commissioned sales. If you turn your back on a customer for one second, another sales person will swoop down and grab them away from you.

    One day, a woman came in and talked to me about her neighbor. She said Jim had sold him a "doorbuster" and written him off as "no money". She said "He needs a better organ and he could buy any organ in this store." So I called him. He came in and I did a demonstration for him. He was enchanted and signed on the dotted line.

    On the delivery day, I went along for the ride because he decided to make the purchase C.O.D. When we got there, he was getting cold feet, but I played a little for him, showed him a couple of new songs, and he was a happy camper again. He handed me his checkbook and asked me if I would write the check because he didn't think he could. So I wrote a check for $20,000 and he signed it. I made a $2500 commission on that sale (25% of the profit).

    This is where it should have ended.  But no....

    A month later, we were going to have a special "luncheon" for our upper tier customers (those who had made purchases of over $15,000). I invited him with the intention of selling him one of our top-of-the-line organs. I remember it was called "The Heritage" - it had a beautiful sound and was so easy to play - just one step down from the MX2 which was Lowrey's top of the line organ (retail value $40,000). (These were organs you would have in your house, not church organs, whose prices started at around $100,000).

    I high pressured him into making the purchase, setting up the following Monday for delivery. I had never used so much high-pressure on a client before, although I had seen it done so many times. I have no idea what got into me, but all I could see was dollar signs and making it into the top ten in sales in the company (I was currently at 11 out of over 300 sales people).

    On delivery day I was scheduled to work from 1pm until 9pm. At 10:00am my boss called me and told me my client had called and cancelled his order. He said "If you want to keep your job you'd better meet the delivery truck over there and make sure delivery is taken!"

    So I drove to his house and used every trick I knew of to pressure him into this sale. Fake tears, fake telephone conversation, everything I could think of. Finally, I nearly coerced him into handing me his checkbook, I wrote the check and asked him to sign it. He did. I left.

    On the way back to the store, I was waffling between extreme guilt and the prospect of a $1250 commission. Eventually the commission (greed) won.

    However, my performance went downhill after that. I could no longer sell. I felt horrible - I felt like I had sold my soul for $1250.

    I went from 11th in sales down to 200th by the end of the month. The district manager came to talk to me and asked what was going on. I told him about that sale. He said "Do you think we should give him a refund?" I said I didn't know what we should do, but that I just wasn't cut out for this. I left the company that day.

    To this day I feel so cheap when I think of that incident. I wish I could give that man back his money (of course, I can't, I don't HAVE that kind of money!)

    There have been things I've done that *could* have hurt other people if they knew but this was one time where it wasn't a victimless crime. And I don't think any amount of sorrow or regret is going to make me forget the helpless look on that man's face when I reached for his checkbook.

    And because of what all I went through in the two years or so that I worked for this company, I will never trust a salesperson, I will negotiate every deal and I will walk out if they don't meet my needs. Before that, I paid the asking price for everything (including cars).

    I've had people tell me that there were honest sales people. But when I see someone say "I have to go ask my boss" or "I have to go make a phone call" or go do anything out of my earshot, I figure they are going to waste some time, let me stew and then come back and tell me how hard they worked to get me a great deal, even if it's a little more than I wanted to pay.

    I even had one guy come back and say to me "You are lucky I was working today so I could get you this deal" when he went to get my final offer "approved". All I could think of was "No, you're lucky that I came by so you could get another sale."

    After that incident at the music store in Florida, I've made it my life mission to make up for that by helping people who are less fortunate than me out anywhere I could, wherever I went. And although I get a good feeling when I help these people, it hasn't come close to making me feel atoned in any way. Because no matter how much I give to others, I am not giving back to that man what I took from him.

    My lesson learned from this was to never let greed take over my conscience.

NaBloPoMo

NaBloPoMo stands for "National Blog Posting Month" - this has been going on for a little over a year now, though I just joined in mid-December, 2008. The goal here is to post an entry every day. And when you do, you earn a badge. In November each year, members donate prizes and people can win prizes. My first full month I managed to post every day :-) I will be posting badges for months I complete in this space.

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Kallioph

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    • Name: Kallioph
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About Me

  • I love to sing. I've always wanted to be a singer but never thought I had any talent. I now know I can sing - maybe not a great singer, but I can hold my own on a tune pretty well. I have taken up karaoke as a hobby and have recently been trying to learn new songs - songs that were recorded AFTER 1980. Most of my repertoire had been songs from the 60s and 70s.

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